http://www.bankruptcykitchener.org Information about personal bankruptcy in Kitchener, Ontario, Canada Thu, 17 Jul 2008 15:22:08 +0000 http://backend.userland.com/rss092 en Last week, the Federal Government brought some long awaited changes to the Bankruptcy and Insolvency Act. These changes dealt specifically with student loans and Registered Retirement Savings Plans (RRSP). STUDENT LOANS The new rules state that if the student loans are seven years old by the time someone ... http://www.bankruptcykitchener.org/2008/07/16/new-rules-for-bankruptcy-with-student-loans-and-rrsps/ I had a meeting today with a lady that had filed for bankruptcy with me nine months ago. As she had fulfilled all duties she was receiving her automatic discharge. We will refer to this person as Mary. Although she was disappointed that she had to file ... http://www.bankruptcykitchener.org/2008/06/04/fresh-start-after-bankruptcy/ Today's blog is to pass on an e-mail that we received from someone who has just completed a consumer proposal through our Kitchener office. E-mail received: "This is not a question but a thank you. The service and advice I received was way more than I expected, Any question was answered, and ... http://www.bankruptcykitchener.org/2008/04/24/answering-the-question/ On Saturday Ted Michalos and I were guests on the 570 News Ask the Experts show, where we spent the hour discussing taxes and personal bankruptcy in Kitchener. The topic of taxes always draws a lot of attention as we are all affected by taxes and there are many rumors ... http://www.bankruptcykitchener.org/2008/04/01/tax-debts-and-bankruptcy-in-kitchener/ A good friend of mine, Dr. Tracy Penny Light, asked that I be a guest speaker in one of her courses on the campus of University of Waterloo. Dr. Penny Light is a professor in the program "Sexuality, Marriage and Family Studies" from St. Jeromes University. The course she's teaching ... http://www.bankruptcykitchener.org/2008/03/17/guest-speaking-at-st-jermone%e2%80%99s-university-of-waterloo/ This past Saturday, Doug Hoyes and I were guests on the 570 News Ask the Experts show which focused on personal bankruptcy in Kitchener. We answered questions that people had concerning personal bankruptcy. Here is a summary of what we discussed: What is personal Bankruptcy? Personal bankruptcy is a solution that allows ... http://www.bankruptcykitchener.org/2008/02/21/bankruptcy-in-kitchener-on-the-radio/ We've all experienced frustration trying to contact a utility company, bank or government agency with simply requests. Let me tell you about my experience this morning. I called a utility company with a simply request to cancel a service. Simple, in theory, but it took me 27 minutes (I'm not kidding) ... http://www.bankruptcykitchener.org/2008/01/15/emily-doesnt-work-here/ We all misunderstand things at times.  However, if something as important as the terms for  borrowing money are not perfectly clear it is certainly a good idea to have whoever was in charge of the lending explain. I met with an elderly man in our Kitchener office.  This fellow is collecting ... http://www.bankruptcykitchener.org/2007/09/11/bankruptcy-in-kitchener-can-solve-misunderstandings-about-credit/ I recently read an article in the Washington Post about an experiment that was conducted at the Metro in Washington on a typical Friday in January.  Joshua Bell, an internationally acclaimed musician who has performed in many of the great concert halls around the world, agreed to play his violin ... http://www.bankruptcykitchener.org/2007/08/15/stadivarius-anyone/ Here's today's trivia question: Which city in Ontario had the biggest increase in the number of consumer proposals filed in the first six months of 2007? Since you are reading this on the bankruptcykithchener.org web site, you have probably already guessed the answer: The number of consumer proposals filed in Kitchener, Ontario increased ... http://www.bankruptcykitchener.org/2007/08/02/today-trivia-question-consumer-proposals-in-kitchener/